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av'e all been here. You’re out to dinner with a group of friends, the check for the meal arrives, and to make things easier on the waitress, you put the whole tab on your credit card. While everyone agrees to pay you back “as soon as possible,” you realize a month later that you’ve seen nary a dime from your friends.
While we don’t blame you for wanting to send mobsters to your friends’ homes to get your money back, there is a far easier way to recoup your funds. In fact, all you need is a smartphone, and you won’t have to go through the trouble of calling your pal, Vito.